Can the at-fault driver’s insurance company refuse to compensate me because I was driving without insurance?
The fact that you don’t have insurance at the time of an accident, does not or should not, give an insurance company a reasonable basis based on that fact alone to deny payment of compensation due for your injuries. With that being said, insurance companies, all of the time, find reasons to deny payment to those who were injured in automobile accidents. It’s important for you to, if this happens to you, to reach out to counsel to get an opinion as to what it is you should do to encourage the insurance company to treat you fairly and make payment timely.
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