What is the purpose for obtaining uninsured motorist or underinsured motorist benefits?

Most jurisdictions, including Mississippi require that motorists have liability insurance coverage to cover any potential damage, or injury that they cause to someone else on the roadways. Unfortunately not everyone abides by the law. Not everyone carries or keeps current, their liability coverage on the vehicle that they’re driving. That is why it is so important for everyone, and we tell all of our clients this, to maintain under insured or uninsured motorists coverage to protect them against such individuals.

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